What privacy protections do I have with this website?
- The information we collect
- How we share this information
- How we protect your information
What information do we collect about you?
- Who you are? Your name, Phone number(s), address, SIN (Optional).
- Your employment details, income levels, vehicle desired, etc.
Personal identification informationWe may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, social insurance number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
Non-personal identification informationWe may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.
How we safeguard your personal informationThis website offers 256-bit SSL encryption, McAfee security, & other various site scanning technologies and tracking metrics.
We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.
By Submitting this form each applicant understand(s):
To preform credit checks on Users
How we use collected information Bad Credit Car Loans may collect and use Users personal information for the following purposes:
By entering their personal information Users consent to Bad Credit Car Loans preforming credit checks on Users. Credit checks are not limited to 1 inquiry per User.
To improve customer service
Information you provide helps us respond to your customer service requests and support needs more efficiently.
To personalize user experience
We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
To improve our Site
We may use feedback you provide to improve our products and services. To run a promotion, contest, survey or other Site feature To send Users information they agreed to receive about topics we think will be of interest to them.
To send periodic emails
We may use the email address to send User information and updates pertaining to their order. It may also be used to respond to their inquiries, questions, and/or other requests.
To forward this data to our partners
Data collected may be used to send third party offers.
Applications may be shared with dealers as well as third party financing entities.
By entering your e-mail address and other contact details in your online application and by clicking the privacy check box in the application form, you consent to Bad Credit Car Loans and/or our other partners contacting you by phone, mail, text message or e-mail to send you promotional offers, including third party offers. By submitting this form, you authorize credit and employment history checks if necessary, and to provide and/or obtain information about past credit experiences. Consent to receive information, follow-up communication, & disclosures related to this credit application and any other credit transaction from you, your affiliates, agents and service providers, in writing, verbally, or electronically.
This consent includes (but isn't limited to) contact by manual calling methods, prerecorded or artificial voice messages, text messages, emails and/or automatic telephone dialling systems using any e-mail address or any telephone number provided, now or in the future, including a number for a cellular phone or other wireless device, regardless of whether you incur charges as a result.
Further: by submitting this application
You certify that each of the statements made and answers given in this credit application are true and correct and are made for the purpose of inducing the financing of the purchase of a motor vehicle. You authorize the obtaining of consumer report(s) to be used in evaluating your application. You authorize a credit inquiry or multiple credit inquiries, and the obtaining and exchanging of credit information from and with other creditors, dealers, consumer reporting agencies and Bad Credit Car Loans Inc. partners for related products and services.
Applications will be shared with dealers as well as third party financing entities.
Electronic newslettersIf User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
Third party websitesUsers may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licencors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website's own terms and policies.
Compliance with children's online privacy protection actProtecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.
Your acceptance of these termsBy using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.